Are you finding it difficult to make your monthly mortgage payment? If you do not make your mortgage payments, your lender can take your home. The process they use to take your home is called foreclosure.

Most lenders do not want to take your home. The sooner you talk to them, the better chance you can work out something.

The following agencies can assist you with foreclosure prevention/intervention and financial management at no cost to you.

Neighborhood Legal Services
9354 Telstar Avenue
El Monte, CA 91731
http://www.nls-la.org

Los Angeles County Department of Consumer Affairs (DCA)
Call DCA. Their staff is ready to help you with your foreclosure. All of our services are free. Contact them by telephone by calling (800) 973-3370 or by internet at http://dca.lacounty.gov/contact.htm.

U.S. Department of Housing and Urban Development (HUD)
Contact a HUD-approved housing counselor. A housing counselor can help you negotiate with your lender. Call (888) 995-4673.

This is an official website from the U.S. Department of the Treasury & Housing and Urban Development. Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out that avoids foreclosure. Additionally, there are options for unemployed homeowners and homeowners who owe more than their homes are worth.
www.makinghomeaffordable.gov